Cookie Policy

Last Updated: January 2025

Introduction

At Terrace Wealth, we believe in transparency regarding how we collect and use data through cookies and similar technologies. This Cookie Policy explains what cookies are, how we use them, and how you can control their use on our website.

By using our website, you consent to the use of cookies in accordance with this policy. We respect your privacy and give you control over your cookie preferences.

What Are Cookies?

Cookies are small text files stored on your device (computer, tablet, or smartphone) when you visit a website. They help websites remember your preferences and improve your browsing experience by enabling various functionalities.

How Cookies Work: When you visit our site, cookies are placed on your device to track certain information about your interaction with our platform. This information helps us understand how visitors use our site and allows us to enhance your experience.

Benefits: Cookies enable personalized content, remember your settings, improve site performance, and help us analyze which areas of our site are most useful to our visitors.

Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot opt out of these cookies.

  • Session management and user authentication
  • Security and fraud prevention
  • Load balancing and site performance
  • Cookie consent preferences

Status: Always active (cannot be disabled)

Analytics Cookies

Analytics cookies help us understand how visitors interact with our website by collecting information anonymously. This data helps us improve the structure and content of our educational programmes.

  • Page views and visitor journeys
  • Time spent on pages and bounce rates
  • Traffic sources and referral data
  • Device and browser information

Third-party service: Google Analytics

Marketing Cookies

Marketing cookies track your activity across websites to show you relevant advertisements and measure campaign effectiveness. They help us understand which marketing efforts resonate with our audience.

  • Personalized advertising based on interests
  • Conversion tracking and attribution
  • Remarketing and retargeting capabilities
  • Social media integration and sharing

Third-party services: Facebook Pixel, Google Ads

Preference Cookies

Preference cookies remember your choices to provide a more personalized experience. They store settings like language preference, region selection, and display options.

  • Language and region preferences
  • Display settings and layout choices
  • Font size and accessibility options
  • Previous form inputs and selections

Manage Your Cookie Preferences

Essential Cookies

Required for basic site functionality

These cookies cannot be disabled as they are necessary for the website to function.

Analytics Cookies

Help us understand site usage and improve performance

Marketing Cookies

Enable personalized advertising and campaign tracking

Preference Cookies

Remember your settings for a personalized experience

Third-Party Services

We work with trusted third-party services that may place cookies on your device:

Google Analytics

We use Google Analytics to analyze website traffic and user behavior. This helps us understand how visitors interact with our educational content.

Google Privacy Policy

Facebook Pixel

The Facebook Pixel helps us measure advertising effectiveness and reach people who may benefit from our financial education programmes.

Facebook Privacy Policy

Managing Cookies in Your Browser

In addition to our preference center above, you can manage cookies directly through your browser settings. Here's how:

  1. Click the menu icon (three dots) in the top right corner
  2. Select "Settings" then "Privacy and security"
  3. Click "Cookies and other site data"
  4. Choose your preferred cookie settings or block specific sites
  5. To clear existing cookies, click "See all cookies and site data"
  1. Click the menu icon (three lines) in the top right
  2. Select "Settings" then "Privacy & Security"
  3. Under "Cookies and Site Data", adjust your preferences
  4. Use "Manage Data" to view and remove specific cookies
  5. Choose standard, strict, or custom tracking protection
  1. Open Safari and click "Safari" in the menu bar
  2. Select "Preferences" then the "Privacy" tab
  3. Adjust "Website tracking" and cookie settings
  4. Click "Manage Website Data" to view stored cookies
  5. Remove individual or all cookies as needed
  1. Click the menu icon (three dots) in the top right
  2. Go to "Settings" then "Cookies and site permissions"
  3. Click "Cookies and site data"
  4. Choose to block third-party cookies or all cookies
  5. Use "See all cookies and site data" to manage individual cookies

Note: Blocking all cookies may affect your ability to use certain features of our website.

Your Rights

You have the right to:

  • Accept or reject non-essential cookies at any time
  • Change your cookie preferences through our preference center
  • Delete cookies stored on your device through your browser
  • Withdraw consent for cookie usage without affecting service access
  • Contact us with questions about our cookie practices

Please note that rejecting certain cookies may limit functionality and your user experience.

Questions About Cookies?

If you have questions about our use of cookies or this Cookie Policy:

Privacy Inquiries

[email protected]

Last updated: January 2025